Credit Building Blog

By:

Shaun Connell

September 15, 2022

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3 Min Read

Why Does a “Factual Data” Inquiry Appear on My Credit Report?

If you've looked at your credit report lately, you may have seen a "Factual Data" inquiry and wondered what it…

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By:

Shaun Connell

September 8, 2022

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3 Min Read

How to Write a Debt Verification Letter in 2022 (Free Template)

Over half of Americans (53%) surveyed in 2019 say that debt reduction is one of their top priorities. That same…

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By:

Shaun Connell

September 1, 2022

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3 Min Read

Why Is “Remark Removed From Account” on My Credit Report?

You may be wondering what it means when you see a notation on your credit report that says, "remark removed…

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By:

Shaun Connell

August 25, 2022

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3 Min Read

Debt Stats: What Percentage of American Citizens Are In Debt?

If you're curious where you stand in relation to the average amount of debt Americans have as individuals or how…

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By:

Shaun Connell

August 18, 2022

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3 Min Read

What is a 609 Dispute Letter, and Do They Work? (With Template)

Before your toes start to curl when you read the word "dispute," let me reassure you. A 609 dispute letter…

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By:

Shaun Connell

August 11, 2022

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3 Min Read

FAQ: How Do Tradelines Work, and Are They Legal to Use?

If you haven't heard the term "tradelines" before, sit back, grab a cup of coffee and let me tell you…

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By:

Shaun Connell

August 4, 2022

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3 Min Read

What is a "Pay For Delete" and How Does It Work?

Whenever you have a debt that you cannot pay, that debt has a chance of being sent to collections. Being…

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By:

Shaun Connell

July 29, 2022

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3 Min Read

FAQ: Can You Dispute Medical Payments and Collections?

There are a few kinds of unexpected expenses that are common in America, but few are as prevalent and as…

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By:

Shaun Connell

July 21, 2022

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3 Min Read

The 10 Best Credit Repair Software Programs in 2022 (Updated)

There are a ton of different ways to build and repair your credit. Some of them take years of hard…

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By:

Shaun Connell

July 14, 2022

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3 Min Read

What Happens to Your Credit When a Car Gets Repossessed?

Repossession is a worst-case scenario, given an even worse reputation through its use as a pop culture signifier of failure…

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By:

Shaun Connell

July 7, 2022

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3 Min Read

How Much Will a Secured Credit Card Raise Your Credit Score?

The lower your credit score, the harder you'll find it to get loans, financial deals, and approval for accounts. It's…

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By:

Shaun Connell

June 30, 2022

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3 Min Read

How to Get a Credit Builder Loan Without a Credit Check

Sometimes, building your credit seems like an impossible task. Does this sound familiar? To build your credit, make regular payments.…

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By:

Shaun Connell

June 23, 2022

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3 Min Read

FAQ: Does Your Credit Score Increase After Bankruptcy Falls Off?

Bankruptcy is one of those processes that is rife with misinformation, misconceptions, and fear. It's a process you only ever…

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By:

Shaun Connell

June 17, 2022

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3 Min Read

PayPal Credit: Required Score, Credit Improvement, and More

PayPal is one of the largest non-bank financial institutions available to consumers around the world. Though they have had their…

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By:

Shaun Connell

June 9, 2022

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3 Min Read

Can a Negative Bank Balance Hurt Your Credit Score?

Your credit score is a measure of your ability to pay bills on time and pay off debts you accrue.…

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