Credit Building Tips

Credit Building Blog

Person Reading Their Credit Score
By:
Shaun Connell
September 30, 2022
3 Min Read

How to Get Scores From All Three Credit Bureaus (For Free!)

Now that the COVID-19 pandemic seems to be in the rearview mirror as far as the government is concerned, they…
Read Article
Woman Reviewing Credit Score
By:
Shaun Connell
September 23, 2022
3 Min Read

My Credit Score Hasn’t Changed or Moved in Months - Why?

Many people Google online to find out why their credit score isn't changing. CRedit (Reddit's credit subreddit) is a forum…
Read Article
Factual Data Report
By:
Shaun Connell
September 15, 2022
3 Min Read

Why Does a “Factual Data” Inquiry Appear on My Credit Report?

If you've looked at your credit report lately, you may have seen a "Factual Data" inquiry and wondered what it…
Read Article
A Debt Verification Letter
By:
Shaun Connell
September 8, 2022
3 Min Read

How to Write a Debt Verification Letter in 2022 (Free Template)

Over half of Americans (53%) surveyed in 2019 say that debt reduction is one of their top priorities. That same…
Read Article
Person Reviewing Reports
By:
Shaun Connell
September 1, 2022
3 Min Read

Why Is “Remark Removed From Account” on My Credit Report?

You may be wondering what it means when you see a notation on your credit report that says, "remark removed…
Read Article
Calculating Total Debt
By:
Shaun Connell
August 25, 2022
3 Min Read

Debt Stats: What Percentage of American Citizens Are In Debt?

If you're curious where you stand in relation to the average amount of debt Americans have as individuals or how…
Read Article
Writing a 609 Dispute Letter
By:
Shaun Connell
August 18, 2022
3 Min Read

What is a 609 Dispute Letter, and Do They Work? (With Template)

Before your toes start to curl when you read the word "dispute," let me reassure you. A 609 dispute letter…
Read Article
How Tradelines Work
By:
Shaun Connell
August 11, 2022
3 Min Read

FAQ: How Do Tradelines Work, and Are They Legal to Use?

If you haven't heard the term "tradelines" before, sit back, grab a cup of coffee and let me tell you…
Read Article
Deleting a Debt
By:
Shaun Connell
August 4, 2022
3 Min Read

What is a "Pay For Delete" and How Does It Work?

Whenever you have a debt that you cannot pay, that debt has a chance of being sent to collections. Being…
Read Article
Calculating Medical Payments
By:
Shaun Connell
July 29, 2022
3 Min Read

FAQ: Can You Dispute Medical Payments and Collections?

There are a few kinds of unexpected expenses that are common in America, but few are as prevalent and as…
Read Article
Man Using Credit Repair Program
By:
Shaun Connell
July 21, 2022
3 Min Read

The 10 Best Credit Repair Software Programs in 2022 (Updated)

There are a ton of different ways to build and repair your credit. Some of them take years of hard…
Read Article
Car Getting Repossessed
By:
Shaun Connell
July 14, 2022
3 Min Read

What Happens to Your Credit When a Car Gets Repossessed?

Repossession is a worst-case scenario, given an even worse reputation through its use as a pop culture signifier of failure…
Read Article
Secured Credit Card
By:
Shaun Connell
July 7, 2022
3 Min Read

How Much Will a Secured Credit Card Raise Your Credit Score?

The lower your credit score, the harder you'll find it to get loans, financial deals, and approval for accounts. It's…
Read Article
Getting a Credit Builder Loan
By:
Shaun Connell
June 30, 2022
3 Min Read

How to Get a Credit Builder Loan Without a Credit Check

Sometimes, building your credit seems like an impossible task. Does this sound familiar? To build your credit, make regular payments.…
Read Article
Bankruptcy Affecting Credit Score
By:
Shaun Connell
June 23, 2022
3 Min Read

FAQ: Does Your Credit Score Increase After Bankruptcy Falls Off?

Bankruptcy is one of those processes that is rife with misinformation, misconceptions, and fear. It's a process you only ever…
Read Article
Get Our Credit Building Tips Newsletter
Subscribe to receive information, free guides and tutorials