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PayPal Credit
By:
Shaun Connell
June 17, 2022
3 Min Read

PayPal Credit: Required Score, Credit Improvement, and More

PayPal is one of the largest non-bank financial institutions available to consumers around the world. Though they have had their…
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Negative Bank Balance
By:
Shaun Connell
June 9, 2022
3 Min Read

Can a Negative Bank Balance Hurt Your Credit Score?

Your credit score is a measure of your ability to pay bills on time and pay off debts you accrue.…
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Paying Credit Card Bills
By:
Shaun Connell
June 2, 2022
3 Min Read

Credit Card Closing vs Due Date: What's The Difference?

Credit card owners have to keep track of two important dates, and it's extremely easy to get them confused or…
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Examining Credit History
By:
Shaun Connell
May 26, 2022
3 Min Read

Length of Credit History: What Is Considered a "Good" Length?

Your credit score is made up of five primary factors. You've probably seen this breakdown before: 30% - Amount of…
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Excellent Credit Score
By:
Shaun Connell
May 20, 2022
3 Min Read

Max Credit: What is The Highest Possible Credit Score?

Your credit score is a rating of your financial reliability, and it's used by all sorts of different institutions to…
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Credit Repair Agent
By:
Shaun Connell
May 12, 2022
3 Min Read

The Pros and Cons of Hiring a Credit Repair Agent Service

If your credit is low, your finances are a mess, and it feels like you're struggling to tread water at…
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Financing a Cell Phone
By:
Shaun Connell
May 5, 2022
3 Min Read

FAQ: Does Financing a Cell Phone Build Your Credit Score?

When your credit score is low, and you need to gain approval for a loan – like a car loan…
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Home Loan Application
By:
Shaun Connell
April 28, 2022
3 Min Read

Can You Get a Home Loan With a 650 Credit Score?

Having a place to live is an essential part of modern life. Unfortunately, it can be distressingly difficult to lock…
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Credit Building Program
By:
Shaun Connell
April 21, 2022
3 Min Read

FAQ: What Is a Credit Builder Program and How Does It Work?

There's no single thing called a "credit builder program"; instead, there are a handful of different financial and non-financial programs…
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Goodwill Letter
By:
Shaun Connell
April 14, 2022
3 Min Read

Removing Late Payments with a Goodwill Letter (Free Template)

The single most significant factor in calculating your credit score is your payment history. Making up 35% of your FICO…
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Furniture Financing and Credit Score
By:
Shaun Connell
April 7, 2022
3 Min Read

Does Financing Furniture Hurt Your Credit Score?

Maybe you've just moved into a new apartment or a home, and you're looking to build your rooms with some…
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Leasing a Car for Credit
By:
Shaun Connell
March 31, 2022
3 Min Read

[Guide] Does Leasing a New Car Help Build Your Credit?

In our modern world, having access to a car is near-essential. Urban sprawl, poor public transportation, inaccessible city design, and…
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Credit Score Needed to Rent House or Apartment
By:
Shaun Connell
March 24, 2022
3 Min Read

What Credit Score Is Needed to Rent a House or Apartment?

Housing is a basic human need, but there are many roadblocks in our society that get in the way of…
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Causes of Debt
By:
Shaun Connell
March 17, 2022
3 Min Read

Causes of Debt: 25 Common Reasons People Get Into Debt

Wealth disparity is immense in America. While many of the world's wealthiest people live here, the average American is highly…
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Photo of a Credit Score Report
By:
Shaun Connell
March 9, 2022
3 Min Read

5 Ways to Raise Your Credit Score by 100 Points Overnight

Credit scores are a fact of life we all have to confront sooner or later. They've attached to us our…
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