Financial and Retail Services (FRS) issues Target's credit cards through Target National Bank. The Target credit card is a good card for anyone with a fair or better credit score:
It's also known as the Target RedCard and offers a 5% discount back on all Target in-store and online purchases, specialty gift cards, shipping charges, and drive-up service. The 5% discount also includes all Starbucks purchases at Starbucks located within a Target store.
The card does have a high APR at 27.15% variable but does not have an annual fee, which saves you approximately $22 as compared to the average credit card. While balance transfers are not allowed, there is a 25-day grace period before interest begins to accrue on your balance owing.
Target is the eighth biggest retailer in the United States and is one of the largest American-owned private employers in the country. The store was founded 120 years ago and, as of 2023, has 1,948 stores across the country.
In this blog post, we're going to share all the ways you can log in, pay and connect with the bank, all in one convenient place.Apply for a Target RedCard by:
If you're approved for a Redcard, Target can automatically add it to your account so you can start shopping instantly. Or you can wait 7-10 days for your card to arrive in the mail.
If you want to quickly, easily, with no impact on your credit score, see if you'll be pre-qualified for the card, fill out the following fields:
In order to access your account, you'll first need to enroll your card by providing your 16-digit card number.
This will allow you to:
Once you've enrolled your card, you can sign in to your account by inputting your:
If you've forgotten your Username, enter the email address associated with your RedCard.
You can reset your forgotten password by entering your:
Make an online payment — any payments received by 5:00 pm CST are credited as of the day of receipt.
Add a RedCard to the Wallet feature to pay and save in one scan.
Download the apps for your Target Redcard:
You can pay your Target Redcard statement by calling:
Any phone payments received by 11:00 am CST will be credited as of the day of the call.
Target has a couple of toll-free phone numbers for their Customer Service department, depending on the issue you need to have resolved:
Calls are answered:
For relay service, please dial: 711
Get in touch with Target's customer service faster by going to GetHuman's website. Type "Target Card" in the search bar, and you'll find the store's customer service number.
The site also gives you the following:
You can also choose to chat with an expert online now with Get Human's Just answer experts.
If you'd like to talk to someone at Target's head office about your RedCard, a store experience, or your Target.com order, you can call: 1-800-440-0680
You can apply for your Target RedCard by printing and filling out the credit application PDF.
Once your application is complete, mail the form to:
Target Card Services
ATTN: Credit Department
PO Box 5329
Sioux Falls, SD 57117-5329
Mail your credit card payment to:
Target Card Services
PO Box 660170
Dallas, TX 75266-0170
Send correspondence to any one of Target's three headquarters — Target Main Headquarters, Target Plaza North, or Target Plaza South:
1000 Nicollet Mall
Minneapolis, MN 55403
You can also pay your Target RedCard statement at any Target store Guest Service Counter. All store payments made before the store closes will be credited as of the day of receipt. Find a store by viewing the store directly or entering your zip, city, or state.
Target Plaza South is a 33-story skyscraper in downtown Minneapolis, MN, and it holds the corporate headquarters for Target Corporation:
Target Corporate Headquarters
1000 Nicollet Mall
Minneapolis, MN 55403
Q: Is there a difference between my Target.com account and Manage My RedCard?
A: According to the help page on Target's website, "A Target.com account is used to manage your online orders and registries, while Manage My RedCard is used to manage your Target Credit Card, Target Debit Card and Target Mastercards, including paying your RedCard credit card bill, setting alerts, viewing transactions and updating your personal information."
Q: Does Wallet in the Target app have adequate security features?
A: Yes. The RedCard in your Wallet has a unique barcode that is generated each time you access Wallet. The barcode expires after several minutes, so you can't screenshot or print your barcode.
Q: Can I use more than one credit card payment per order on Target.com?
A: No, you can only use one credit card payment per order. But you can combine your Target RedCard with up to 10 Target GiftCard payments. The charge sequence will be first on the gift cards and then on your credit card.
