Banana Republic got its start in 1978 as the "Banana Republic Travel & Safari Clothing Company," known for turning military surplus into fashion. The store was an instant success, in part because of the release of a string of Hollywood blockbuster hits, like Raiders of the Lost Ark, Out of Africa, and Romancing the Stone.
In 1983 Gap Inc bought out and rebranded the clothing line to what it is today: Banana Republic. It sells higher-end luxury clothes and partners with Barclays Bank on a Banana Republic Store Card and a Banana Republic Rewards Mastercard.
The Banana Republic Store Card is a closed-loop card, only usable at Banana Republic, Old Navy, Gap, and Athleta stores. The Mastercard card is an open-loop card, and you can use it anywhere Mastercard is accepted. It's designed for people with excellent, good, or fair credit scores that range from 620 to 720+.
There's only one application process, and the issuing bank will decide which card you qualify for. If your credit score isn't high enough to get approved for the Mastercard, you'll automatically be considered for the store card (unless your credit is poor or bad).
To start a secure application for a Banana Republic credit card, prefill information, after which you'll receive a text to continue the process.
The information you'll need includes:
Log into your Banana Republic account by entering your:
If you've forgotten your username or password, you'll need to verify your account by providing the following:
Make online payments at Synchrony by providing your:
It's important to note that your User ID is case-sensitive and may be different from your Banana Republic User ID.
You can also pay without logging in by providing:
Download the Barclays U.S. Credit Card apps:
Send a secure email; simply log into your account and select "Contact Us." You can view your messages once you log in to your account and select the "New Messages" link.
If you have a question about your credit card, you can send a tweet. Just don't include any sensitive account information in your tweet: @AskBarclaysUS.
You can call Banana Reward to start a secure application at: 1-866-649-7448
Reach out to Customer Service toll-free at:
Calls are answered:
For customers with hearing impairments, dial 711 for relay service.
Get in touch with Banana Republic's customer service faster by going to GetHuman's website. Type "Banana Republic" in the search bar, and you'll find the store's customer service number.
The site also gives you the following:
You can also choose to chat with an expert online now with Get Human's Just answer experts.
You can call Banana Republic's toll-free numbers to make a payment:
Barclays also has a toll-free number that lets you process your payment through a self-service menu: 1-877-523-0478
You can quickly:
If you have any general inquiries, you can call or fax:
You can also call the bank to register any complaints: 1-866-255-9725
Send correspondence to Banana Republic's head office:
Banana Republic, LLC
2 Folsom Street
San Francisco, CA 94105
Mail your credit card payment check or money order to:
Banana Republic Card
PO Box 530942
Atlanta, GA 30353-04942
If you need to send an overnight credit card payment to make sure you're not charged interest, you can do so by using specific labels and envelopes through UPS, Mail Boxes Etc., FedEx, or U.S. Mail to one of two addresses:
Remitco
Card Services
Lock Box 60517
2525 Corporate Place, Suite 250
Monterey Park, CA 91754
or
Card Services
400 White Clay Center Drive
Newark, DE 19711
Send general correspondence to Barclays Bank at:
Barclays Bank Delaware
PO Box 8801
Wilmington DE 19899-8801
Pay a visit to Banana Republic's head office:
Banana Republic, LLC
2 Folsom Street
San Francisco, CA 94105
Pay a visit to Barclays Bank:
Barclays Bank Delaware
125 South West Street
Wilmington, DE 19801
Q: What's the minimum payment I can make on my credit card bill?
A: The minimum payment is either $27 or 1% of your balance, whichever amount is greater.
Q: What credit bureau does Banana Republic use to see if I qualify for their card?
A: While they can use any of the three big credit bureaus, the lender, Synchrony, uses TransUnion nearly exclusively.
Q: What are the interest charges on a Banana Republic credit card?
A: The store card APR is 23.87%, while the Mastercard card APR is 21.2%, above the average credit card APR of 15%. This makes it especially important to pay off your bill every month rather than carrying a balance from month to month.